20+

trading partner

Instacash instalment payments are available at more and more merchants every day.

500+

satisfied customer

More than 500 customers have already experienced the benefits of instacash instalments.

800+

hours of administrative time saved

The application process takes just a few minutes.

"Od dawna chciałam kupić kilka produktów, ale nie chciałam płacić za nie jednorazowo, ponieważ staram się oszczędzać. Cieszyłam się, że płatność ratalna trwała tylko kilka minut, nie musiałam czekać na sprawdzenie zdolności kredytowej. Kupię więcej w tym sklepie internetowym".

Annet K.

"...w porównaniu z moimi poprzednimi doświadczeniami, to rozwiązanie było znacznie lepsze, ponieważ nie musiałem zbierać dokumentów, a wynik oceny był natychmiastowy. Byłem w stanie przejść przez aplikację i mieć wystawioną ocenę, a pierwsza rata została wypłacona w ciągu kilku minut".

Adrian T.

"Cały proces zajął 5 minut i gorąco polecam go moim znajomym i współpracownikom. Gdybym mogła kupić ten sam produkt w tej samej cenie w dwóch różnych sklepach internetowych, opcja płatności w ratach pozytywnie wpłynęłaby na moją decyzję."

Eszter M.

"Byłem zaskoczony tym, jak szybko przebiegł proces oceny. Nie musiałem biegać w celu weryfikacji pracodawcy i nie musiałem nigdzie fizycznie chodzić. System sprawnie pobrał dane z mojego banku, więc nie trzeba było niczego wysyłać ani zajmować się plikami PDF. Uważam, że ten proces jest bardzo przyszłościowy. Poleciłbym go każdemu".

Miklós A.

Reviews from our former customers

What do our customers say about us?

Customer satisfaction is of paramount importance. That's why we give them the opportunity to give us their feedback and rate our service.

2

Based on 4 reviews

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See where instacash instalments are now available

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.

Why are instacash instalments good?

Installment payments are simple and can be requested in minutes. No paperwork and no lengthy bank procedures.

Agon

Apply online

From the comfort of your home, you can request an instalment payment in just a few clicks, without visiting a bank branch.

Agon

Interest free

With instacash instalments, you can buy in instalments without paying interest.

Agon

Fully digital

No need for an employer's certificate or paper bank statement, it's paperless.

Agon

7 minutes to complete

The application takes 7 minutes and you'll know the result of your assessment immediately.

Agon

Secure

Your application details are secure.

Agon

With overdraft protection

With our purchase limit calculator, you can be sure you won't overspend.

How do instalment payments work?

Visit our partners' online shop

Choose to pay in installments

You can start the process by entering a few personal details

You can share your statement with us electronically in just a few steps

You can sign the contract electronically using your phone

You can pay the first instalment using your credit card

Share an account statement

If you need more information...

Immediate criticism

In order to ensure that the review is prompt and at the same time to make sure that you are not overspending, you should share your bank statement with us electronically in the most secure way. Without knowing your financial situation, it is not possible to make responsible instalment payments.

The main thing is safe

Sharing your bank statement is done through our partner, in a process supervised by a public authority. We do not have access to anything other than your account history.

You have to choose from a list of banks where you keep your account. You will then need to enter your bank account number. With the help of our partner, you will be redirected to the official interface of your bank. Using your internet bank or bank mobile app, you will need to approve the sharing of your bank statement. After your consent, we will receive your account history from your bank. Wait until your account details are uploaded. We do not have access to anything other than your bank statement.

Your bank account history will determine whether or not you can use the instacash instalment facility. Like the banks, we will make a judgement call. Without knowing your financial situation, it is not possible to provide a responsible instalment facility. Without sharing your bank statement, you will not be able to use instacash instalment solutions!

Yes. Communication between our application and you is encrypted and secure. The electronic sharing of your bank account history is made possible by the Open Banking Infrastructure, which is a result of the European Union's Payment Services Directive. Under this regulation, banks are obliged to give third parties access to their customers' bank account details, provided that their customers give their consent. Importantly, we do not have access to anything other than your account details.

The information required to give your consent may vary from bank to bank. Typically, you will need your bank account number and bank identification details. IMPORTANTLY, you do not need to provide this information to us, only to your own bank to prove that you are giving your consent to share your account history. During the process, you will be redirected to your own bank's website where you will be asked to identify yourself by providing the above details. You then give your bank permission to share your account history with us. It's that simple!

Never share your bank login ID and password with anyone, be it family, friends or strangers. Only enter the details you consent to your bank sharing your account history with us through your bank's official interface. To make sure you do this, check that your browser's address bar is indeed the address of your bank's official website.

Would you like to become a trading partner?

Contact us to find out more about instacash instalments!