80+

Business partner

30.000+

Satisfied customers

5.000+

Customer feedback

It was convenient, simple and quick. I wanted to keep the running time as short as possible, so the construction was good. The online bank statement sharing was also very clear. By the way, I would highly recommend the service to my friends and acquaintances because it was surprisingly convenient and fast, just 10 minutes.

Attila P.

I was pleased with the way it went. It was simple, fair, no interest, no APR, no fees. It was maybe 5-10 minutes. I have recommended it to several friends and acquaintances.

Viktor G.

In a few minutes, the result of the assessment was ready. It was great not to need an employer's certificate. I recommend it to everyone!

Zoltán K.

I was surprised by how quickly the evaluation process went through. I didn't need to run around for employer verification and I didn't have to go anywhere physically. The system smoothly pulled the data from my bank, so there was no need to send anything or deal with PDF files. I believe this process is very forward-looking. I would recommend it to anyone.

Miklós A.

Feedback from our previous customers

What do our customers say about us?

Our customers' satisfaction is of utmost importance. That’s why we give them the opportunity to share their feedback and rate our service.

4.9

Based on 12 reviews

Shop at our partner stores

Check where instacash instalment payments are available now

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Why is instacash installment payment a good option?

Installment payments are simple and can be requested in just a few minutes. No documentation and no lengthy bank procedures required.

Agon

You can apply fully online

Comfortably from home, you can apply for an installment payment with just a few clicks, without having to visit a bank branch.

Agon

Interest-free

With instacash installment payments, you can buy in installments without paying interest.

Agon

Fully digital

A certificate from your employer or a paper format bank statement is not required; the application is paperless.

Agon

Takes only 7 minutes

Your application data is safe and secure.

Agon

Safe

Your application data is safe and secure.

Agon

With protection against overspending

With our purchase limit calculator, you can be sure that you won’t spend too much.

How does the installment payment work?

Visit the online shops of our partners.

Choose the installment payment option at checkout.

You can start the process by entering some personal information.

You can submit your bank statement to us electronically in just a few steps.

You can sign the contract electronically using your phone.

Pay the first installment with your bank card.

Sharing of the bank statement

In case you need more information...

Immediate review

In order for the application to make a decision according to the evaluation criteria set by the trader, the bank statement must be shared electronically.

Safety first

Your bank statement is shared through our partner in a government-supervised process. We have access only to your transaction history and no other data.

You need to select from a list which bank you hold your account with. After that, you must provide your bank account number. With the help of our partner, we will direct you to your bank’s official platform. Using your internet banking or mobile banking app, you need to approve the sharing of your bank statement. After your consent, we will receive your account history from your bank. Please wait until your account data is fully loaded. Apart from your bank statement, we do not access anything else.

Based on your bank account history, it will be determined whether you can use the installment payment option provided by the given merchant or not. According to the conditions set by the merchant, our system performs an evaluation. Without sharing your bank statement, you will not be able to use the installment payment option at the given merchant!

Yes. The communication between our app and you takes place over an encrypted and secure channel. The electronic sharing of your bank account history is made possible by the open banking infrastructure, which was established following the European Union’s Payment Services Directive. According to the regulation, banks are required to provide third parties access to their customers’ bank account data, provided the customer consents to it. It is important to note that we do not access anything other than your account history.

The required information to give your consent may vary by bank. Typically, you will need your bank account number and banking identifiers. IMPORTANT: You do not need to provide this information to us, only to your own bank to prove that it is indeed you giving consent to share your account history. During the process, you will be redirected to your bank’s website, where you must identify yourself by providing the above information. Then you grant permission to the bank to share your bank account history with us. It’s that simple!

Never share your banking login ID and password with anyone, whether they are a family member, friend, or stranger. Only enter the information on your bank’s official platform to give consent for your bank to share your account history with us. To make sure of this, check that the address in your browser’s address bar is indeed the official website of your bank.