A cross-border solution
for shoppers and merchants
Discover which countries already support Instacash’s installment payment service.
It was convenient, simple and quick. I wanted to keep the running time as short as possible, so the construction was good. The online bank statement sharing was also very clear. By the way, I would highly recommend the service to my friends and acquaintances because it was surprisingly convenient and fast, just 10 minutes.
Attila P.
I was pleased with the way it went. It was simple, fair, no interest, no APR, no fees. It was maybe 5-10 minutes. I have recommended it to several friends and acquaintances.
Viktor G.
In a few minutes, the result of the assessment was ready. It was great not to need an employer's certificate. I recommend it to everyone!
Zoltán K.
I was surprised by how quickly the evaluation process went through. I didn't need to run around for employer verification and I didn't have to go anywhere physically. The system smoothly pulled the data from my bank, so there was no need to send anything or deal with PDF files. I believe this process is very forward-looking. I would recommend it to anyone.
Miklós A.
Feedback from our previous customers
What do our customers say about us?
Our customers' satisfaction is of utmost importance. That’s why we give them the opportunity to share their feedback and rate our service.
Shop at our partner stores
Check where instacash instalment payments are available now
106 company in this category
Navi-Gate Kereskedelmi Kft.
Garmin.hu
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Notebook.hu
furbify s.r.o.
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iCentre-Hungary Kft.
iCentre
Orrlabda.hu Kft. (SK)
Waterrower.sk
flexity s.r.o.
Flexity.sk
BH Global Kft. (SK)
Berlingerhaus.com
HPH Elektronic s.r.o.
Nanomarket.hu
Kontakt Webshop Kft.
Kontaktor
Services Unlimited Kft.
www.hik-online.hu
Blum Attila József E.V.
gps-tracker.hu
Lansoft Trade Kft.
Lansoft
Godimosa Kft.
coolmobile.hu
furbify s.r.o. HU
Furbify.hu
Vision 27 Studio Kft.
Mobilbarlang.hu
Premiumwelt Kft.
Premiumwelt
Magic System Kft.
Magic System Számítástechnika
WL Hungary Kft.
autos-kamera.hu
STAR ELEKTRO Kft.
Hasznaltlaptop.hu
Szilvási Trader Kft
firstphone.hu
Q&C Magyarország Zrt.
Q&C Shop
Ready to Help Kft.
rth-shop.hu
Lotfon AM Kft.
hiphone.hu
Lotfon AM Kft. (SK)
Hiphone.sk
ONYX Partners Kft
klippers.hu
Elitro Europe Kft.
Elitro.hu
GeeR Energy Kft.
Geeremobility
Notebook Bp. Kft
acershop.hu
Szabó Família Kft
orczy.com
Hurom Hungary Kft
topjuicers.hu
Dracar Kft.
powerstore.hu
Komphone.hu Kft.
komphone.hu
Profi Tető Kft.
Profihome.hu
DERIGO Kft.
boraszatieszkozok.com
derigo.hu
FAL 2001 Kft.
Állíthatóasztal.hu
Adamo-Hammock Kft.
Adamo Hammock
HPH Special Kft.
konyhaluxnet.hu
DABAN s. r. o.
Poharas.sk
SpaTrend Kft.
spatrendshop.hu
Tiszta Energiák Kft.
webaruhaz.elektrorider.hu
Bixie Bike Kft.
Bixie Bike
Razon Nowak Damian E.V.
Davibikes.hu
PIKO-BIKE s.r.o.
Piko-Bike
Oh My Game Bt.
Zaarden.com
D-Fortuna Bt.
Carpmania.hu
Orrlabda.hu Kft.
Waterrower.hu
Orrlabda.hu Kft.
orrlabda.hu
Zsalutkó László EV
labicikli.hu
KostraBikeShop s. r. o.
KostraBike
MÜHLHAUSER Kft.
Superhome.hu
Cseh János E.V.
Klímatisztítás.eu
Buildcorp Slovakia s.r.o.
Lokalnerekuperacie.sk
HPH Elektronic s.r.o.
HPH Elektronic
FODOR-TEAM Kft.
Fullmarkt.hu
Shopkit Kft.
evohomeshop.hu
BH Global Kft.
berlingerhaus.com
Gardino Magyarország Kft.
Gardino.hu
Unique Distribution SK s.r.o.
Uspirits.sk
Eco Enterprise s.r.o.
Náradie do Záhrady
SpaTrend Kft.
grillplaza.hu
Tagira Kft.
Divatékszerbolt.hu
Grav Ékszer Kft.
Grav Handmade
Trollbeads Magyarország Kft.
Trollbeads
Sashegyi Árpádné E.V.
idozona.hu
Sashegyi Árpád Dávid e.v.
Órapont
Emineo Egészségügyi Szolgáltató Kft.
EMINEO Magánkórház
FOGART Biatorbágy Kft.
FogArt
EverDermLaser Center Kft.
EverDerm
Gyógyító Magyarok Kft.
fajdalomambulancia.hu
Human Medical Center Kft.
Human Medical - Orvostechnikai eszközök
Medicare V23 Magánkórház Kft.
Medicare Healthcare Solutions Group
Dentál HáZ Kft.
Dentál HáZ Fogászat
RBA Info Hungary Kft.
terapia24.hu
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https://hollywoodsmilecenter.eu/
Beautywood Shop Kft.
imageskinacare.hu
Aranyalma Dent Kft.
Aranyalma Dent
LABA Magyarország Oktatási Kft.
Laba
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Dental-Prim
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andrassydent.hu
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Gyógyászfutár.hu
Káplár Fatelep Kft.
Káplár Fatelep
Merkel-Szabó Csavardiszkont Kft.
csavardiszkont.hu
Káplár Fatelep s.r.o.
Kaplar Drevo
Aleron Energia Kft.
Aleron Energia
Minion Trade Kft.
Yozz.eu
Osztroluczki Istvánné E.V.
Ovbolt.hu
TEMITI 2014 Kft.
temiti.hu
Magyarinda Kft.
Magyarinda
Why is instacash installment payment a good option?
Installment payments are simple and can be requested in just a few minutes. No documentation and no lengthy bank procedures required.
You can apply fully online
Comfortably from home, you can apply for an installment payment with just a few clicks, without having to visit a bank branch.
Interest-free
With instacash installment payments, you can buy in installments without paying interest.
Fully digital
A certificate from your employer or a paper format bank statement is not required; the application is paperless.
Takes only 7 minutes
Your application data is safe and secure.
Safe
Your application data is safe and secure.
With protection against overspending
With our purchase limit calculator, you can be sure that you won’t spend too much.
How does the installment payment work?
Visit the online shops of our partners.
Choose the installment payment option at checkout.
You can start the process by entering some personal information.
You can submit your bank statement to us electronically in just a few steps.
You can sign the contract electronically using your phone.
Pay the first installment with your bank card.
Sharing of the bank statement
In case you need more information...
Immediate review
In order for the application to make a decision according to the evaluation criteria set by the trader, the bank statement must be shared electronically.
Safety first
Your bank statement is shared through our partner in a government-supervised process. We have access only to your transaction history and no other data.
You need to select from a list which bank you hold your account with. After that, you must provide your bank account number. With the help of our partner, we will direct you to your bank’s official platform. Using your internet banking or mobile banking app, you need to approve the sharing of your bank statement. After your consent, we will receive your account history from your bank. Please wait until your account data is fully loaded. Apart from your bank statement, we do not access anything else.
Based on your bank account history, it will be determined whether you can use the installment payment option provided by the given merchant or not. According to the conditions set by the merchant, our system performs an evaluation. Without sharing your bank statement, you will not be able to use the installment payment option at the given merchant!
Yes. The communication between our app and you takes place over an encrypted and secure channel. The electronic sharing of your bank account history is made possible by the open banking infrastructure, which was established following the European Union’s Payment Services Directive. According to the regulation, banks are required to provide third parties access to their customers’ bank account data, provided the customer consents to it. It is important to note that we do not access anything other than your account history.
The required information to give your consent may vary by bank. Typically, you will need your bank account number and banking identifiers. IMPORTANT: You do not need to provide this information to us, only to your own bank to prove that it is indeed you giving consent to share your account history. During the process, you will be redirected to your bank’s website, where you must identify yourself by providing the above information. Then you grant permission to the bank to share your bank account history with us. It’s that simple!
Never share your banking login ID and password with anyone, whether they are a family member, friend, or stranger. Only enter the information on your bank’s official platform to give consent for your bank to share your account history with us. To make sure of this, check that the address in your browser’s address bar is indeed the official website of your bank.
